top of page

Financial Planning and Affordable Insurance for Clients Nationwide | Based in Charlotte, NC

Serving clients nationwide and locally in the Charlotte metro area, including Waxhaw and Indian Land.

Individualized Services

Affordable Insurance Protection

Insurance should provide peace of mind without overextending your family budget. I specialize in finding practical, cost-effective coverage that aligns with your household needs and supports your long-term retirement dreams. My focus is on delivering sensible protection that secures your future while keeping your monthly expenses manageable and balanced.

Retirement Planning

I offer detailed financial forecasts to ensure sustainable wealth preservation for your post-career life. My methodology manages your long-term security through sophisticated income modeling and deep liability evaluations.

Retirement Income and Tax Strategy

Specializing in the science of spending, I build custom withdrawal ladders to solve the fear of running out of money and overpaying the IRS. Focus includes Roth Conversion Optimization, Medicare IRMAA Defense, and Tax Torpedo Prevention.

Special Needs Advocacy

Strategic lifetime guidance specifically designed to protect and support family members with long-term care needs. I focus on trust organization and wealth protection to secure dignity and lasting financial support.

Family Asset Protection

Your family's security depends on a plan that is built to last. I help you protect what you’ve built by identifying risks early and ensuring you have the right safeguards in place to keep your household on track, no matter what happens.

Verified Credentials, Trusted Financial Advice

My diverse advanced credentials unify to provide you with deeper, data-driven financial insights. This multidisciplinary expertise ensures every strategy is backed by rigorous analysis and steady, professional foresight.

My actuarial training gives me a strong mathematical foundation to support careful, data‑driven financial decisions.

Mastery of complex wealth strategies ensuring tax-efficient estate protection and secure retirement transitions for your family.

Providing specialized expertise to guide families through insurance and income-protection choices that secure their financial legacies and long-term stability.

I provide dedicated support for families, expertly navigating government benefits and trust structures to ensure your loved one's financial security and future care.

I maximize your lifetime security by integrating smart Social Security timing with your total retirement strategy for optimal monthly income.

Rigorous Data In Every Decision

At Actulife, I translate uncertainty into clear solutions. My mission is to provide a higher standard of strategic planning through a rigorous analytical lens. I specialize in navigating retirement and special needs advocacy with technical skill and unwavering devotion to my clients' stability.

PERSONAL STRATEGY MEETING

For More Information

Please fill out all required information below.

Elevate your wealth protection with detailed analytical insight. I provide comprehensive Retirement Planning, Special Needs Advocacy, and Family Risk Management to ensure your financial legacy is fortified.

Direct Contact

keith.hurst@actulife.com · (484) 547-7515

Accredited Expertise

ASA, ChFC®, CLU®, ChSNC®, RSSA® Certified Professional

Dedicated to safeguarding your legacy through detailed analysis and strategic financial advocacy.

bottom of page