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Professional Financial Planning—Without the High-Net-Worth Price Tag.

Transparent, Flat Fee Planning For Everyone

I don't just tell you what to do; I show you the math. Using my secure RightCapital platform, we create a living, breathing dashboard of your finances. You’ll have 24/7 access to see exactly how your choices today—like debt reduction, retirement savings, or tax-efficient distributions —impact your stability tomorrow.

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Start Building Your Foundation Today. You don't need a massive portfolio to start a professional plan. We can begin with what you have right now. Whether you are tackling credit card debt, student loans, mortgage balances, or planning for a loved one with special needs, I help you run real-time scenarios—like the debt snowball or avalanche methods—to clear the path to your goals faster.

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See Sample Financial Plan.

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Complimentary Discovery Session

Not sure where to start? Let’s talk. I offer a free 30-minute introductory call to discuss your unique goals and see if my flat-fee planning model is the right fit for you. No pressure, no sales—just honest conversation.

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Schedule a Meeting

Change Your Financial Future

Transparent, Flat-Fee Pricing

  • Initial Comprehensive Plan: $1,000 (Includes your custom roadmap, goal-setting, and 12 months of support.)

  • Ongoing Guidance: $500 per meeting (Annual, quarterly, or ad-hoc—you only pay when you need expert support.)

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I do not charge for Social Security optimizations using my RSSA Roadmap software. See sample analysis report.

 

Payment plans and hourly ($200/hour) options are available.


Prefer to build and manage your strategy yourself? Read my guide on DIY Financial Planning with a Safety Net to see how my collaborative model works.

Engagement Boundaries & Scope:

  • What I Do: I provide a comprehensive, flat-fee roadmap, cash-flow modeling, debt strategy, and ongoing guidance to keep you in total control.

  • What I Do Not Do: I am a professional financial planner, not a money manager or discretionary investment broker. I do not hold, custody, or trade your assets, nor do I charge assets-under-management (AUM) fees. If you prefer a hands-on approach where someone manages your portfolio directly, my standalone flat-fee model may not be the right fit.

How I Build Your Plan
 

  1. Discovery & Data Intake: Together we map out your current cash flow, debts, and goals securely using RightCapital.
     

  2. Analysis & Stress Testing: I run custom scenarios—from debt strategies to Social Security break-even analysis—to stress-test your financial foundation.
     

  3. Execution & Ongoing Support: You receive a customized roadmap with 12 months of guidance so you stay in total control.

What’s Included in Your Financial Planning Engagement

Live Digital Dashboard via RightCapital: Full access to a secure, real-time financial hub where you can track cash flow, net worth, and long-term milestones 24/7.

Comprehensive Cash-Flow & Retirement Modeling: Tailored projections that map out your post-career lifestyle, showing you precisely how your savings translate into a reliable, tax-efficient income stream.

Strategic Social Security Timing Analysis: Data-backed guidance leveraging RSSA Roadmap data to pinpoint the exact filing month and year to maximize your cumulative lifetime benefits.

Debt Paydown and Scenario Stress Testing: Real-time modeling using customized debt snowball or avalanche methods to evaluate how clearing liabilities accelerates your broader financial goals.

A Custom Action Plan with 12 Months of Support: A clear, step-by-step roadmap delivered during our kickoff phase, backed by a full year of ongoing guidance so you stay in total control of your financial future.

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